Blog – Cashflow & Debt Management
Are you taking full advantage of your HSA?
We often see Health Savings Accounts (HSAs) underutilized because individuals may not understand how to take advantage of the benefits. Some of this stems from the confusion between health savings accounts and flexible spending accounts.
American Rescue Plan
Last Thursday, President Biden signed into law the American Rescue Plan. Many have received $1,400 for themselves, a spouse, and any dependent claimed on the latest tax return. If IRS has not yet processed your 2020 tax return, the payment is based on the 2019 dependents claimed and adjusted gross income. If your 2020 tax […]
Is an annuity right for you?
Annuities often get a bad rap as an investment option. Like any other investment options, they serve a purpose. When they meet a need and serve that purpose, they can be the right choice. There are different kinds of annuities – fixed, variable, indexed, or immediate. There are different features – living benefits, death benefits, […]
Starting the Year Right
We are three weeks in – are you still on track with your financial resolutions? If not, consider the following TO DO list of items we recommend that you get done early in the year:
Financial Resolutions
January 1st is in the past and we are already a week into 2021. Did you make a New Year’s Resolution that you have already not kept? Or are you still following through with your resolution?
The final – More on your Financial To Do List
We want to continue with our final recommendations of financial tasks you should consider in the next few weeks or early in the new year to improve your financial future.
End of the year Financial TO DO
With one year ending and a new one getting ready to start, it is a great time to review your financial TO DO list for the year. Did you miss anything that could help your financial situation or lower your taxes?
Declining interest rates
The Feds recently announced that interest rates may remain low until 2023, potentially longer depending upon the economic situation. This is good news for the borrowers among us. This is not so good news for those of us depending on the income from investments and savings to manage living expenses.
You need a weekly financial meeting!
With the current crisis going on, we are certainly seeing individuals who are having trouble making ends meet. If you are unemployed or working less paid hours, today’s pandemic is potentially going to have a lifetime impact on your overall finances. For just as many, you are continuing to get paid. You may be working […]