Blog – Money Matters
Concerned about Mailing Payments?
The post office recently announced that first-class mail now has a 5-day expected delivery time frame rather than the 3-day time frame. I know I have seen it both at the office and home, where we have not received delivery in a week. With the current amount of online shopping package deliveries and the shortage […]
Make Savings a Game
Rising costs and holiday spending are creating a strain on many individuals’ budgets these days, along with the stress of managing time. I have had many conversations over the years about ways to save money without changing your lifestyle. We will talk about several of them again here as a reminder.
Holiday Spending
Everywhere we turn today, we hear about supply chain distribution concerns. This is leading to shortages of popular toys and electronics. As are many of you, I am having constant conversations about rising prices and how to manage inflation.
Tax Savings Considerations
It is the middle of November, and we still do not have a passed tax bill to know if there are any changes for 2021 and the potential changes for 2022. I have some recommendations that can be advantageous regardless of what the final tax bills might say – and even if nothing changes, they […]
Are you Ready?
An experience with a client this week has reminded me yet again of the need to be prepared. What would happen if you or your spouse fell ill or suddenly became incapable of managing the family’s financial affairs?
Year-End Planning
I know that it is only the end of October and we are talking about Christmas shopping and being concerned about getting those great gifts. I cannot think of the holiday season without immediately thinking of year-end recommendations for your financial wellbeing. Since I am also concerned this year with “everything” seeming to take longer […]
Making Extra Money
We are talking with individuals every day that are concerned about increases in taxes and inflation. We all know that costs have been rising. Many, for a variety of reasons, are looking for options to change their primary occupation.
Creative Ways to Reduce Financial Stress
We turn in a lot of directions these days and hear about poor mental health. The stress of concerns about getting COVID, children returning to school, and the safety of loved ones in a nursing home or hospital is causing individuals to be less patient. The shortage of supplies and consumer goods and the increased […]
Some Facts about Credit Cards
The use of credit cards has grown astronomically in the last 20 years or so. What do you know about how they work other than swiping them to make a payment?
Student Loans – Facts & Myths
There is a tremendous amount of conversation occurring about student loans – from those attending college, those who recently graduated, and those who graduated years ago. Let’s see if we can define some of the information surrounding student loans.