Blog – Investment Thoughts
Declining interest rates
The Feds recently announced that interest rates may remain low until 2023, potentially longer depending upon the economic situation. This is good news for the borrowers among us. This is not so good news for those of us depending on the income from investments and savings to manage living expenses.
Election tax proposals
With the election looming soon, we thought it is a good time to look at the current tax laws versus both Republican and Democratic proposed tax law changes. In December 2017, The Tax Cuts and Jobs Act (TCJA) was passed. This act temporarily changed several tax laws and is set to expire in 2025.
Capitalizing on market volatility
In the September 17th post, Gerri discussed what market volatility was. The volatility of the market currently has many people worrying about their investment accounts. Did you know there are ways to capitalize on this volatility?
Market Volatility, Risk Tolerance & Asset Allocation
Being in a pandemic for the last six months or so has created considerable concern about what the market will do. Market volatility, risk tolerance, and asset allocation are terms being thrown around that frequently are not understood or are misunderstood by individuals.
Asset Protection
Our August 20th post discussed the definition, the concerns, and some options regarding long-term care. One of those options presented was protecting your assets. Staying at home while you still need some care can mean an aide coming into the house a few hours a day or a few hours a week. Maybe you need […]
You need a weekly financial meeting!
With the current crisis going on, we are certainly seeing individuals who are having trouble making ends meet. If you are unemployed or working less paid hours, today’s pandemic is potentially going to have a lifetime impact on your overall finances. For just as many, you are continuing to get paid. You may be working […]
Asset Allocation & Diversification
Most are aware of the volatility in the stock and bond markets these days. It is a roller coaster of ups and downs. I often compare stocks to a good old fashion adult wooden roller coaster. The track goes up and down on the coaster, just like stock values go up and down. On a […]
Roth versus Pre-tax and Traditional Contributions
Those of you who already work with Planning with Purpose understand that we are huge proponents of Roth accounts. Do you really understand the reasons why?
Taxable, Tax Deferred, Tax-Free: What is the Difference?
We often hear questions and see confusion regarding the terms taxable, tax deferred and tax-free.