Blog – Investment Thoughts
What should your Financial Professional be doing for you?
As Planning with Purpose begins preparing for our yearly financial planning meetings, I thought it would be appropriate to remind everyone what our definition of being your financial planner is. We have many terms for the individuals who work in the industry – stockbrokers, wealth managers, registered representatives, advisors, agents, and planners. The term financial […]
Are you taking full advantage of your HSA?
We often see Health Savings Accounts (HSAs) underutilized because individuals may not understand how to take advantage of the benefits. Some of this stems from the confusion between health savings accounts and flexible spending accounts.
Consideration of Life Insurance
Like all insurance, life insurance is meant to protect against the unexpected and manage the financial hardship that an event can create. Homeowner’s insurance protects you against the expenses of a fire. Auto insurance protects against the expense of an accident. Life insurance is meant to protect against the loss of income should death occur.
Capital gains, dividends, and interest taxability
As tax documents start to arrive, many people have questions regarding the taxability of capital gains, dividends, and interest.
Is an annuity right for you?
Annuities often get a bad rap as an investment option. Like any other investment options, they serve a purpose. When they meet a need and serve that purpose, they can be the right choice. There are different kinds of annuities – fixed, variable, indexed, or immediate. There are different features – living benefits, death benefits, […]
Starting the Year Right
We are three weeks in – are you still on track with your financial resolutions? If not, consider the following TO DO list of items we recommend that you get done early in the year:
Financial Resolutions
January 1st is in the past and we are already a week into 2021. Did you make a New Year’s Resolution that you have already not kept? Or are you still following through with your resolution?
The final – More on your Financial To Do List
We want to continue with our final recommendations of financial tasks you should consider in the next few weeks or early in the new year to improve your financial future.
Election Day is Over, Now What?
Election Day has passed and at this time, Joe Biden is the president-elect. The House of Representatives remains Democratic, and Senate remains Republican. If you review what has happened in the market historically, the better rates of returns have occurred during split government sessions. Compromise becomes more common because each side knows they must work […]